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Telephone: 01332 470400

Open Monday - Friday

FIRST TIME BUYER

RE-MORTGAGE

HELP TO BUY

BUY TO LET

POOR / ADVERSE CREDIT

CONTRACTORS

AUCTION FINANCE

INSURANCE

COMMERCIAL FINANCE

WELCOME TO OPTION FINANCE

We are a dedicated specialist mortgage brokerage. We work with your everyday mortgages through to your specialist mortgages. We pride ourselves on completing mortgages where the high street banks can't. We have access to a group of specialist lenders.

No matter what adverse you have we have highly trained brokers who know their lenders criteria like no other. If you have been declined by your bank or feel you can't get a mortgage or are completely new to mortgages and need guidance throughout the process. Give us a call and we will do all we can to help.

We have access to a number of specialist adverse credit lenders who will consider applications that do not meet with the strict criteria applied by high street banks. We pride ourselves on the product knowledge of each specialist lender. We may not be able to place every mortgage deal but we do give 100% extra care and attention to every case that we look at. We will do our very best to place your case. If it isn't something that could be done immediately we will be able to give you a timescale of when we can approach the lender that fits.

There are mortgages available for most types of credit problems including, if you have previously missed mortgage payments or had your house repossessed, have defaults, have a County Court Judgement (CCJ), Individual Voluntary Agreement (IVA) or have been declared bankrupt. There is usually a solution to your situation.

CREDIT REPORT

Credit reports are vital to day to day lives from monitoring your record for inaccurate information or more serious fraud, they are also vital to us to help you get the best deal possible.

They are the primary tool the lenders use to decide if you are able to obtain a mortgage. Please obtain your reports from the following means to help us and you give the best picture possible of your credit profile:

EXPERIAN

CHECK MY FILE