Commercial Mortgages
Commercial mortgage guides: semi-commercial, hotels, pubs, care homes, land, refinancing, bridging and development finance.
10 articles
Articles
15 min read The Ultimate UK Commercial Mortgage Guide 2026
Commercial mortgages in 2026: owner-occupied vs investment, deposits, how lenders assess trading and rent, property types, rates, costs, process and timescales.
8 min read Pub Mortgages: How to Finance a Freehold Pub
Pub mortgages explained by a broker: freehold and free of tie pubs, what lenders check, wet and dry sales, licences, deposits, valuation and Stamp Duty.
8 min read Semi-Commercial Mortgages: Shops With Flats and Mixed-Use Property
Semi-commercial mortgages explained by a broker: shops with flats above, how lenders assess both incomes, deposits, when it is regulated and Stamp Duty rates.
8 min read Land Mortgages: How to Finance Farmland, Paddocks and Development Land
Land mortgages explained by a broker: farmland, paddocks and development land, deposits, planning permission, bridging, valuation and Stamp Duty on land.
8 min read Hotel Mortgages: How Hotel Finance Works
Hotel mortgages explained by a broker: what lenders check, occupancy and room rates, seasonality, deposits, valuation, Stamp Duty and refinancing a hotel.
8 min read Commercial Buy-to-Let Mortgages: Letting Property to Businesses
Commercial buy-to-let mortgages explained by a broker: how lenders judge the tenant and lease, deposits, rental cover, valuation by yield, VAT and Stamp Duty.
7 min read Commercial Second Charge Loans: Raising Money Without Remortgaging
Commercial second charge loans explained by a broker: raising money without remortgaging, lender consent, how much you can borrow, costs and when to use one.
9 min read Care Home Mortgages: How to Buy or Refinance a Care Home
Care home mortgages explained by a broker: what lenders check, CQC ratings, occupancy, deposits, valuation, costs and how to refinance or expand.
8 min read How to Remortgage a Commercial Property
How to remortgage a commercial property: when to start, raising capital, early repayment charges, what lenders check, documents, timescales and costs.
8 min read B&B and Guest House Mortgages
B&B and guest house mortgages explained by a broker: owner's accommodation, when it is regulated, how lenders assess trading income, seasonality and deposits.
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