Buy-to-Let
Buy-to-let mortgage guides: rental cover, limited company lending, portfolios, HMOs, holiday lets, remortgages and landlord tax.
15 articles
Articles
8 min read Buy-to-Let Tax Changes 2026: What Landlords Need to Know
Buy-to-let tax in 2026: higher property income tax from April 2027, interest relief, Stamp Duty, CGT, dividends, Making Tax Digital and holiday lets.
10 min read The Ultimate UK Buy-to-Let Mortgage Guide 2026
Buy-to-let mortgages in 2026: deposits, rental cover tests, personal vs limited company, tax changes, Stamp Duty, HMOs, portfolios and the Renters' Rights Act.
6 min read Offset Buy-to-Let Mortgages
Offset buy-to-let mortgages explained: how linking savings cuts interest, the tax angle for landlords, when they beat overpaying, and the drawbacks.
7 min read Regulated Buy-to-Let Mortgages: Letting to Family
What a regulated buy-to-let mortgage is, when letting to family makes it regulated, how lenders assess it, consumer buy-to-let and the costs.
6 min read Portfolio Landlord Mortgages: How Lenders Assess You
Portfolio landlord mortgages: the four-property rule, what lenders assess across your portfolio, documents, stress tests and growing a portfolio.
7 min read Holiday Let Mortgages: How They Work in 2026
Holiday let mortgages in 2026: how lenders assess holiday income, deposits, personal use, the end of the holiday let tax regime and business rates.
8 min read Limited Company Buy-to-Let Mortgages
Limited company buy-to-let mortgages explained: SPVs, how lenders assess them, personal guarantees, rental cover, tax pros and cons and moving property.
6 min read Interest-Only Buy-to-Let Mortgages
Interest-only buy-to-let explained: why most landlords use it, how it affects cash flow and borrowing, repayment strategies, and the risks to plan for.
7 min read HMO Mortgages: A Guide for Landlords
HMO mortgages explained: what counts as an HMO, licensing, how lenders value and assess them, deposits, experience rules and converting a house.
6 min read Repayment Buy-to-Let Mortgages
Repayment buy-to-let mortgages explained: how they compare with interest-only on cash flow, equity and tax, who they suit, and how lenders assess them.
7 min read Buy-to-Let Remortgage: Rates, Equity and Rental Tests
Remortgaging a buy-to-let: product transfer vs new lender, how the rental test limits equity release, timing, costs and limited company options.
6 min read Buy-to-Let Mortgages With Bad Credit
Can you get a buy-to-let mortgage with bad credit? How lenders view defaults, CCJs and missed payments, deposits, rates and limited company options.
8 min read Capital Gains Tax on Property: Landlord Guide 2026
Capital Gains Tax on property for landlords and second-home owners: 2026 rates, the £3,000 allowance, 60-day reporting, reliefs and a worked example.
6 min read Buy-to-Let Mortgages for UK Expats
Buy-to-let mortgages for UK expats: lender rules, deposits, foreign income and currency, documents, and the tax and Stamp Duty points to know.
6 min read Buy-to-Let Mortgages on New Build Property
Buy-to-let mortgages on new builds: lower loan-to-value limits on flats, valuation and new build premiums, off-plan timing, incentives and lender checks.
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